We help people take control of their own finances.
We support people’s efforts to cope financially. The Guarantee Foundation is a national social welfare organisation. All of our services are free of charge and nationwide.
You can contact the Guarantee Foundation’s Debt Helpline or the Ask for Money web chat when you have money worries and want to discuss your own money and debt situation or that of someone close to you.
You can apply for a guarantee from the Guarantee Foundation for a consolidation loan that combines all your unsecured loans and overdue bills. The loan itself is granted by a bank
The Guarantee Foundation’s miniloan is an affordable and reliable financing option for unexpected expenses or well thought-out purchases. The miniloan is intended for people with low income who cannot get an affordable loan on the credit market due to low income or a payment default entry.